tag:blogger.com,1999:blog-37791219167076950592024-02-07T12:18:04.027-08:00Insurance Companies Under IRDA, IndiaMax Newyork | Bajaj Allience | Lic|Sbi Life | ICICI PrudentialAnonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.comBlogger14125tag:blogger.com,1999:blog-3779121916707695059.post-32848576858235852172017-12-14T01:32:00.002-08:002017-12-14T01:32:51.108-08:00HDFC Life Insurance HDFC Life Insurance benifitsAnonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com0tag:blogger.com,1999:blog-3779121916707695059.post-59973297919744644702017-06-15T03:32:00.002-07:002017-06-15T03:32:26.073-07:00IRDA & ITS BENEFITS TO THE CUSTOMERS<div class="separator" style="clear: both; text-align: center;">
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The Insurance Regulatory and Development Authority, abbreviated as IRDA, operates with the aim of protecting the interests of policyholders. It is an autonomous body which regulates and develops insurance business in India.<br />
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<b>History</b><br />
In 1990, India faced a major financial crisis in Balance of payments (BOP). The World Bank recommended that India should introduce economic and financial reforms. Going forward, the policy of ‘Globalization, Liberalization and Privatisation’ was adopted by the Government of India. In 1991, economic and financial reforms started getting implemented. In 1993, Committee on Reforms in the Insurance Sector, headed by Mr. R. N. Malhotra, (Retired Governor, Reserve Bank of India) was set up to recommend reforms. IRDA came into existence with the recommendations of ‘Malhotra committee’ which was constituted by the government of India in Jan 1994. The committee studied the past penetration of insurance in India and future scope for growth and development of the industry. On the basis of that research, some of the reforms recommended were: -<br />
<ul>
<li> Private sector companies should be allowed to promote insurance companies.</li>
</ul>
<ul>
<li> Foreign promoters should also be allowed.</li>
</ul>
<ul>
<li> Government to vest its regulatory powers on an independent regulatory body answerable to Parliament.</li>
</ul>
Based on its recommendations, IRDA Act 1999 was passed in the parliament. In April 2000, it was incorporated as a statutory body.<br />
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Functions and Duties of IRDA and its benefit to the customers<br />
1. Registering and regulating insurance companies: Each and every insurance company has to be registered with IRDA. As an initial requirement, 100 crore paid up capital is required for obtaining a licence. IRDA ensures that no one enters the industry with mala fide intentions.<br />
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2. Protecting policyholders’ interests: Insurance is a complex financial product and hence IRDA keeps a close watch on the interests of the policy holders. A number of rules have been set up right from the filling of the proposal form to the disbursement of maturity/death claim. For example, if the policy holder is not satisfied, he/she has the right to claim a refund on the policy within 15 days from the receipt of policy document.<br />
*The point to be noted is that it is not the issuance date but the date when the person physically receives the document.<br />
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3. Licensing and establishing norms for insurance intermediaries: Insurance brokers and insurance agents have to obtain a license before selling insurance products. Agents have to undergo a training course and pass an online test. The objective of this function is to ensure that the market intermediaries are well versed in insurance products and are competent in offering the right financial solution to the customers.<br />
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4. Promoting professional organisations in insurance: IRDA keeps on issuing guidelines for smooth and efficient functioning of the insurance companies. For example, there is rule that once a person has applied for insurance, the company has a TAT (turnaround time) of 15 days. This means that it will have to decide on whether to issue the policy or reject it in the stipulated time frame. The IRDA has setup an insurance ombudsman (public advocate) for addressing the grievances of the customers. The rules set for the ombudsman are heavily tilted in favour of the customers.<br />
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5. Regulating and overseeing premium rates and terms of non-life insurance covers: The customers get the benefit of standard premium rates. Portability of health insurance has also been introduced by IRDA. This helps keep the health insurance companies on their toes and they provide more flexibility in their products and services so that a customer doesn’t contemplate switching to a competing insurance provider.<br />
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6. Specifying financial reporting norms of insurance companies: There are quarterly audits of insurance companies and a number of reports have to be submitted by the insurance companies on a monthly basis. This way, the IRDA keeps a check on the financial health of the companies.<br />
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7. Regulating investment of policyholders’ funds by insurance companies: Firstly, no money can be invested outside India and secondly, the money can be invested only in the list of approved sectors/companies in India. Thus, the IRDA ensures that the policy holders’ money is safe and generates good interest.<br />
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8. Ensuring the maintenance of solvency margin by insurance companies: Insurance companies need to have sufficient cash to meet out the costs due to claims. Premium paid by customers is very less compared to the offered sum assured (i.e. the value of risk cover). Every life insurer is required to maintain a Required Solvency Margin as per Section 64VA of the Insurance Act 1938. As prescribed by the IRDA, Required Solvency Margin is the amount by which an insurance company's capital exceeds its projected liabilities; effectively a measure of its financial health.<br />
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The IRDA (Assets, Liabilities and Solvency Margin of Insurers) Regulations, 2000 describes in detail the method of computation of the Required Solvency Margin.<br />
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The Life Insurance Council explicitly explains how this ratio is computed. <br />
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Thus, by using this Solvency Margin ratio as a yard stick, IRDA monitors the financial health and the statutory obligation of disbursing the claims by the companies to its customers.<br />
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9. Ensuring insurance coverage in rural areas and of vulnerable sections of society: Majority of the Indian population is either not insured or under insured. Urban areas have more insurance customers as compared to rural areas. Premium paying capacity is also more in urban areas. Therefore for the benefit of rural customers, IRDA has made it mandatory for insurance companies to generate a minimum 5% of the business from rural market.<br />
<br />Anonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com0tag:blogger.com,1999:blog-3779121916707695059.post-90008663913553438652017-04-04T04:12:00.002-07:002017-04-04T04:12:33.013-07:00Why Life Insurance is a Must?<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOTsUOQgK_fNXu4XuHz_4QAXR-3IYCU5J7rxdTa5KAQbKxAEL5QP9uLDyRG4pmE_FlfXcbbgcc7SWytXSINEjGeqsgW4rAue__iJSn_RYIvkxC3V6wjWICWUfm6-nfn4HK7zPyGbMLin9w/s1600/Still-believe-Insurance-is-Imp.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="198" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOTsUOQgK_fNXu4XuHz_4QAXR-3IYCU5J7rxdTa5KAQbKxAEL5QP9uLDyRG4pmE_FlfXcbbgcc7SWytXSINEjGeqsgW4rAue__iJSn_RYIvkxC3V6wjWICWUfm6-nfn4HK7zPyGbMLin9w/s320/Still-believe-Insurance-is-Imp.jpg" width="320" /></a></div>
Importance of Life Insurance<br /><br />While you happily cross the milestones of your life, you should also ensure that no gap is left for any unexpected twist & turn. Here is exactly when insurance comes into play. We have certain reasons that will make you believe why insurance is important.<br /><br /> Insurance puts worries to rest<br /><br /> The absence of a bread winner can make things very unfortunate. In case, you are insured, the turnout of events is positive & encouraging. Right from your parents to children to wife, everyone is protected.<br /> Insurance adds a lot more financial security<br /><br /> Additional coverage for starting a business or incurring expenses in case of accidents or ill health is a must. Insurance adds financial security in case of unexpected events,<br /> Insurance let’s you leave an inheritance<br /><br /> Even if you don’t have any other assets to pass to your heirs, you can create an inheritance by buying a life insurance policy and naming your family members as beneficiaries. This is a great way to set your kids up for a solid financial future and provide for any monetary needs that will arise.<br /> Life insurance pays for immediate expenses<br /><br /> Bills start accumulating fast in the event of a death. Life insurance can be used to pay for immediate expenses, such as unsettled hospital and medical bills, mortgage payments, business commitments and meeting college expenses for children.<br /> Insurance maintains your family’s standard of living<br /><br /> With the right coverage, your family's lifestyle and standard of living can be sustained, adding much needed normalcy during a difficult time.<br /> Insurance improves your credit rating<br /><br /> A life insurance policy is considered a financial asset and may increase your credit score, which could be beneficial when trying to obtain medical insurance or a home or business loan.<br />Anonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com0tag:blogger.com,1999:blog-3779121916707695059.post-82275197251300167062017-03-30T01:07:00.002-07:002017-03-30T01:07:20.029-07:00Insurance for your future security<div>
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Life insurance is an assurance contract between the policy holder and the insurer, the insurer agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy holder agrees to pay a stipulated amount at regular intervals or in lump sums. In US, the predominant form simply specifies a lump sum to be paid on the insured's demise.Most of the insurance policies, life insurance is a contract between the insurer and the policy owner whereby a benefit is paid to the designated beneficiaries if an insured event occurs which is covered by the policy. To be a life policy the insured event must be based upon the lives of the people named in the policy.Events that may be covered include:Serious illness : Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; for example claims relating to suicide, fraud, war, riot and civil commotion.Life-based contracts tend to fall into two major categories: Protection policies - designed to provide a benefit in the event of specified event, typically a lump sum payment. A common form of this design is term insurance.Investment policies - where the main objective is to facilitate the growth of capital by regular or single premiums. Common forms (in the US anyway) are whole life, universal life and variable life policies.</div>
Anonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com0tag:blogger.com,1999:blog-3779121916707695059.post-61714357569093112572017-03-23T02:56:00.003-07:002017-03-23T02:56:56.686-07:00Insurance for your security<div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYutnNo4btYaDzBFpaPLhnBeK0dPKcYr1bklDT6kWSHkLNF7y9a3Ows7BFmoAolHUNKiveoWOev5iD4WyJU7tb8bAlnbLeQnbHbuM-M4GqS5a4FcGPB8OBa2gMp0PMH_3NJtD-Et0Qcxoj/s1600/munnas-blogg.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYutnNo4btYaDzBFpaPLhnBeK0dPKcYr1bklDT6kWSHkLNF7y9a3Ows7BFmoAolHUNKiveoWOev5iD4WyJU7tb8bAlnbLeQnbHbuM-M4GqS5a4FcGPB8OBa2gMp0PMH_3NJtD-Et0Qcxoj/s1600/munnas-blogg.jpg" /></a></div>
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Life insurance is an assurance contract between the policy holder and the insurer, the insurer agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy holder agrees to pay a stipulated amount at regular intervals or in lump sums. In US, the predominant form simply specifies a lump sum to be paid on the insured's demise.Most of the insurance policies, life insurance is a contract between the insurer and the policy owner whereby a benefit is paid to the designated beneficiaries if an insured event occurs which is covered by the policy. To be a life policy the insured event must be based upon the lives of the people named in the policy.Events that may be covered include:Serious illness : Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; for example claims relating to suicide, fraud, war, riot and civil commotion.Life-based contracts tend to fall into two major categories: Protection policies - designed to provide a benefit in the event of specified event, typically a lump sum payment. A common form of this design is term insurance.Investment policies - where the main objective is to facilitate the growth of capital by regular or single premiums. Common forms (in the US anyway) are whole life, universal life and variable life policies.</div>
Anonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com0tag:blogger.com,1999:blog-3779121916707695059.post-41053559462850202382017-03-13T01:18:00.001-07:002017-03-13T01:19:24.779-07:00Benefits and Advantages of LIC's New Jeevan Anand<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzsdl0ugDJ2KH_RTOAgA2VBq3sMOV9dr7dntag6JLxylHyvO9rc1ABCmvP_5lm9rV21Jdy-1b7wLUZwN42pWSF9H0o8GZsnBoZ8guLGmzE5fLQ0-5vFRf2pKC7sSCYJazBd3iHAh-DcUQ_/s1600/jeevan+anand.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzsdl0ugDJ2KH_RTOAgA2VBq3sMOV9dr7dntag6JLxylHyvO9rc1ABCmvP_5lm9rV21Jdy-1b7wLUZwN42pWSF9H0o8GZsnBoZ8guLGmzE5fLQ0-5vFRf2pKC7sSCYJazBd3iHAh-DcUQ_/s1600/jeevan+anand.jpg" /></a></div>
Listed below are the important benefits and advantages of LIC’s New Jeevan Anand policy.<br />
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<ul>
<li> The policy offers the double benefit of financial protection in case of death of the policyholder and savings.</li>
</ul>
<ul>
<li> Death benefit- Sum assured on death along with reversionary bonus and final additional bonus(if any) will be paid as death benefit to the nominee in case of unfortunate death of the policyholder.</li>
</ul>
<ul>
<li> Maturity benefit- The plan qualifies for Maturity benefit which will be paid at the end of policy term considering all the premiums have been paid in full. Sum assured along with reversionary bonus and final additional bonus will be paid as maturity benefit.</li>
</ul>
<ul>
<li> Convenience- The plan can be purchased online with no hassles.</li>
</ul>
<ul>
<li> Flexibility-The plan offers the flexibility of paying premiums monthly, quarterly, biannually or annually depending on what the customer is comfortable with.</li>
</ul>
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<br />Anonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com0tag:blogger.com,1999:blog-3779121916707695059.post-64550030302835484782017-02-22T19:09:00.001-08:002017-02-22T19:09:41.233-08:00Best Insurance Policy Jeevan Anand<br />LIC Jeevan Anand. LIC's New Jeevan Anand Plan is a participating Whole Life Endowment Plan with various advantages. As the name suggests, this whole life endowment plan continues to provide coverage till the death of the insured even after the maturity of the plan.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6plcIcWv_H_pSQzGO2CjgEKNHojOoz2oUhjyLBgi9FX5lh95QdZSspFW9D1nIk8MB0ROKlTQM9_PDbgOZwqvUXVS6IUl0kiFVUVrcifXVnOiRLBqQ3NozhyphenhyphenfXZoRsjzvgmIYpSSYJAQH3/s1600/jeev-ananand.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="122" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6plcIcWv_H_pSQzGO2CjgEKNHojOoz2oUhjyLBgi9FX5lh95QdZSspFW9D1nIk8MB0ROKlTQM9_PDbgOZwqvUXVS6IUl0kiFVUVrcifXVnOiRLBqQ3NozhyphenhyphenfXZoRsjzvgmIYpSSYJAQH3/s320/jeev-ananand.jpg" width="320" /></a></div>
<br />Anonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com0tag:blogger.com,1999:blog-3779121916707695059.post-80910238817411557202016-07-24T09:46:00.001-07:002016-07-24T09:46:08.105-07:00List of insurance companies in india under IRDA <div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgse4Gbyjo37IVEpGWNQJ052Z8HB-3x7SF8QVM7OXslCNC_r1xyuGaodluT_SCzqLvQSL37QqeFPzewft-pNqpNuSa6rwMfcPbCVCdVWMKk8hyphenhyphengETzVISUPqnlmN8Zx4qaxnQKXGHq6rCg3/s1600/insurance.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="204" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgse4Gbyjo37IVEpGWNQJ052Z8HB-3x7SF8QVM7OXslCNC_r1xyuGaodluT_SCzqLvQSL37QqeFPzewft-pNqpNuSa6rwMfcPbCVCdVWMKk8hyphenhyphengETzVISUPqnlmN8Zx4qaxnQKXGHq6rCg3/s320/insurance.jpg" width="320" /></a></div>
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IRDA: IRDA is an abbreviation of Insurance Regulatory and Development Authority. This authority was established on 29th December, 1999. The Central Government enforced the Insurance Regulatory and Development Authority Act, 1999. Under this Act, they want to protect the interests of Policyholders, promote and ensure about the growth of Insurance Industry and to regulate the matters are collected therewith.<br /><br />The objective of this authority is only for insurance holders. They protect them from any fraud and mishappenings, by an Insurance Company with their customers.<br /><br />1. Aviva Life Insurance<br /><br />Aviva life insurance is a joint venture of two companies and it is one of the largest insurance groups of UK. The joint venture was made between Dabur and Aviva group and the company associate with India in 1834. In india, they expanded their business and opened 134 branches in nearly 1000 towns and cities.<br /><br />2. Bajaj Allianz General Insurance<br /><br />Bajaj Allianz General Insurance Co. Ltd. is a joint venture between Allianz SE and Bajaj Finserv Limited. The company received an IRDA certificate on 2nd May, 2001 and formed an Insurance company in india. The Allianz SE has acquired 26% share and, on the other hand, Bajaj Finserv Limited has acquired 74% share of company. At present, the total paid up capital of company is Rs. 110 crore.<br /><br />3. Birla Sun Life Insurance<br /><br />The company is also a joint venture of two companies, which are known as Aditya Birla Group and Sun Life Financial Inc. It is one of the leading insurance companies from Canada.<br /><br />4. HDFC insurance<br /><br />HDFC insurance is also included in India’s most popular insurance companies. It was established in india on 12th Dec, 2000. The company is a first private player of insurance company, which get an IRDA certificate from IRDA.<br /><br />5. ICICI Prudential Life Insurance<br /><br />It is also a joint venture company between ICICI Bank and a Prudential Plc, a leading international financial services group. The company was getting their Certificate from IRDA in December 2000<br /><br />6. IDBI Federal Life Insurance<br /><br />The company is also a joint venture company of IDBI Bank and Federal Bank, both these banks are India’s leading private and commercial banks.<br /><br />7. Life Insurance Company<br /><br />Life Insurance company is one of the most popular Insurance companies of india. The company provides various types of insurance policies to their customers. This company was started Five decades ago and it has won the trust of millions of people worldwide.<br /><br />8. ING Vysya Life Insurance<br /><br />ING Vysya Life Insurance Co. is also counted in the list of India’s life insurance companies, which fall under the IRDA act. The company was established in india with over a decade in over 200 cities of india. The company communicates with millions of people. The headquarter of this company is established in Bangalore.<br /><br />9. Reliance Life Insurance<br /><br />Reliance Life Insurance Co. is owned by the Reliance group of Industries. It is also counted in the list of india’s life insurance companies, which fall under the IRDA act. The company has communicated with millions of people.<br /><br />10. MAX Life Insurance<br /><br />The company is counted amongst most popular insurance companies of India. The company wants to become one of the most admired life insurance companies in India for their shareholders or members. The goal of this insurance company is to become the best national player in all insurance companies.<br /><br />11. SBI Life Insurance<br /><br />The company is also a joint venture of State Bank of India (SBI) and BNP Paribas Cardif.<br /><br />All these companies, mentioned above, are most popular and well established insurance companies of India. Below mentioned few other names of companies:<br /><br />12. TATA ARIA Life Insurance Co. Ltd.<br /><br />13. Shriram Insurance Co. Ltd.<br /><br />14. PNB Metlife Insurance Co. Ltd.<br /><br />15. Sahara India Life Insurance Co. Ltd.<br /><br />16. DLF Pramerica Life Insurance Co. Ltd.<br /><br />17. Future Generali Life Insurance Co. Ltd.<br /><br />18. IndiaFirst Life Insurance Co. Ltd.<br /><br />19. Aegon Religare Life Insurance Co. Ltd.<br /><br />20. Edelweiss Tokio Life Insurance Co. Ltd.<br />Anonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com0tag:blogger.com,1999:blog-3779121916707695059.post-34259482661483266952016-07-18T11:26:00.001-07:002016-07-18T11:26:38.393-07:00Insurance Policy and Social Security <div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhUhcNsVjj_24GzAleb8TFlkxnMSppdGLRVvRT_bpeR11pmFvkFsP9Sfkz6Jt8zNQNMl3_N9nzLZBUSvDe42rTqSYrLcO7Z5GLJr8G-nZkxdammMbo26TDhpR2GZeNgCVlGBfRYGRvHbgxW/s1600/women-insurance-social-security.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhUhcNsVjj_24GzAleb8TFlkxnMSppdGLRVvRT_bpeR11pmFvkFsP9Sfkz6Jt8zNQNMl3_N9nzLZBUSvDe42rTqSYrLcO7Z5GLJr8G-nZkxdammMbo26TDhpR2GZeNgCVlGBfRYGRvHbgxW/s320/women-insurance-social-security.jpg" width="320" /></a></div>
Insurance helps women and working families stay afloat. Social Security Disability Insurance helps families stay afloat when a family member experiences a life-changing disability and is no longer able to contribute to the family’s economic security. As women have increasingly become breadwinners themselves, this component of Social Security has become a crucial lifeline for working families. Because of the rise in female labor-force participation, women are now approaching parity with men both in terms of insured status and in terms of benefit recipiency. As recently as 1990, men outnumbered women by a 2-to-1 ratio in the receipt of disabled worker benefits; today, women make up nearly 48 percent of disabled worker beneficiaries. Moreover, disability insurance also provides benefits to more than 2 million spouses and children of disabled workers.<br />
<br />Anonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com0tag:blogger.com,1999:blog-3779121916707695059.post-62722741510007482142016-07-17T20:16:00.000-07:002016-07-17T20:16:17.209-07:00Life Isuranace Policies and Benifits<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg1Jw4mpk_XaAA6UOKLebjyrGK0H-w_WaZD4Hz-tctA-mAqS4YAFN5Xo1hiJRNp9UYawWK2ep6ksJaxO6mQj6C9-tPcV4g0SM9cW-NPi3eHEBD1teQjU-FfEPbJcWi5mSBHpZfZdpFk0Nx/s1600/lic.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg1Jw4mpk_XaAA6UOKLebjyrGK0H-w_WaZD4Hz-tctA-mAqS4YAFN5Xo1hiJRNp9UYawWK2ep6ksJaxO6mQj6C9-tPcV4g0SM9cW-NPi3eHEBD1teQjU-FfEPbJcWi5mSBHpZfZdpFk0Nx/s1600/lic.png" /></a></div>
Life Insurance Corporation of India offer number of policies with lot of benefits for different plans according to age and sum assured. You can contact nearest LIC outlets to know more.<span id="goog_558800595"></span><span id="goog_558800596"></span>Anonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com0tag:blogger.com,1999:blog-3779121916707695059.post-28627243256116235452008-11-19T00:31:00.000-08:002008-11-19T00:54:16.873-08:00Insurance companies Under Irda, India<div align="justify">The followinf are the remaining Insurance companies and its address n Official web sites<br />ING Vysya Life Insurance Company Limited. Address: ING Vysya Home, 5th Floor, 22 Mahatma Gandhi Road,Bangalore - 560001.Website: <strong>www.ingvysyalife.com</strong> {6} Life Insurance Corporation of India.Adress: Yogakshema, Jeewan Bima Marg,post box no. 19953, Mumbai, -400021. website: <strong>www.licindia.com.</strong> {7} Max New York Life Insurance Company Limited.Address: 11th Floor, DLF Square, Jacaranda Marg, DLF City,Phase II, Gurgaon - 122002. Website: <strong>www.maxnewyorklife.com</strong> {8} Met Life India Insurance Co. Pvt. Ltd. Address: Brigade Sheeshmahal, No. 5, Vani Vilas Road,Basavanagudi, Bangalore - 560004 Website: <strong>www.metlife.co.in.</strong> {9}. Kotak Mahindra Old Mutual Life Insurance Limited.Adress: 9th Floor, Godrej Coliseum, Behind Everard Nagar, Sion (East),Mumbai - 400022. Website: <strong>www.kotaklifeinsurance.com.</strong> {10} SBI Life Insurance Co. Ltd. Address: turner Morrison Building, 2nd Floor, 16, Bank Street, Fort, Mumbai - 400023 Website: <strong>www.sbilife.co.in.</strong> {11} Tata AIG Life Insurance Co. Ltd.6th Floor, Peninsula Tower, PeninsulaCorporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013. Website: <strong>www.tata-aig-life.com</strong> {12} Reliance Life Insurance Co. Ltd. Address: st Floor, Mdas, Sahar Plaza, Andheri Kurla Road, Andheri East, Mumbai - 400059 Website: <strong>www.reliancelife.co.in.</strong> {13} Aviva Life Insurance Compay India Ltd. Address: Aviva Tower, Sector Road, Opposite Golf Course, DLF Phase V,Sector 45, Gurgaon - 122003.Website: <strong>www.avivaindia.com</strong> {14} Sahara India Life Insurance Company Ltd. Address: Sahara India Bhawan, Kapoorthala Complex, Lucknow - 226024 Website: <strong>www.saharalife.com.</strong> {15} Sriram Life Insurance Company Ltd. 3-6-478, 3rd Floor, Anand Estate, Liberty Road, Himayat Nagar, Hyderabad - 500029. <strong>Website: www.sriramlife.com </strong>{16} Bharti AXA Life Insurance Company Ltd.61/62, Kalptaru Synergy, Vakola, Opp. Grand Hayatt Hotel, Santacruz East, Mumbai - 400055. {17} Future Generali India Life Insurance Co. Ltd.Address: 01, Trade Plaza, Ground Floor, 414, Veer Sawarkar Marg, Prabhadevi, Mumbai - 400025.</div>Anonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com1tag:blogger.com,1999:blog-3779121916707695059.post-20857023059024830922008-11-18T01:40:00.001-08:002008-11-18T01:50:40.194-08:00LIST OF INSURANCE COMPANIES UNDER IRDA.<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjHCmTqzhrqqvERoCRuN10lfJsfKQHMErKx6PUR3aoqpQZ9BBeNbZWk4KfGTL4fjQX-jaKiJ1LgHGhZYDg7YJtDViKkoqLRhTATGh5IpfKzaa_GuPhnw7C4V_FMniVVCre_jssAgxIBKMx/s1600-h/insurance1.jpg"><img id="BLOGGER_PHOTO_ID_5269932732847894498" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 147px; CURSOR: hand; HEIGHT: 71px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjHCmTqzhrqqvERoCRuN10lfJsfKQHMErKx6PUR3aoqpQZ9BBeNbZWk4KfGTL4fjQX-jaKiJ1LgHGhZYDg7YJtDViKkoqLRhTATGh5IpfKzaa_GuPhnw7C4V_FMniVVCre_jssAgxIBKMx/s200/insurance1.jpg" border="0" /></a><br /><div></div>LIST OF LIFE INSURANCE COMPANIES IN INDIA<br />The Life Insurance companies which are Under Insurance Regulatory And Development Authority of India. The companies which are given the right to do insurance business in india. {1}. Bajaj Allianz life Insurance Company Limited.Address : GE Plaza, Airport Road, Yerewada, Pune 411006Website <span style="color:#330099;"><a href="http://www.bajajallianzlife.co.in/">http://www.bajajallianzlife.co.in/</a> </span><span style="color:#000000;">{2} Birla Sunlife Insurance Company Limited.Address: 6th floor, Vaman Centre, Makhwana Road, off Andheri-Kurla Road, Andheri (E) Mumbai-400059. Website:</span><span style="color:#000099;"> <a href="http://www.birlasunlife.com/">http://www.birlasunlife.com/</a> </span><span style="color:#000000;">{3} HDFC Standard Life insurance Company limited.Address: 6th Floor, Leela Business Park, Andheri-Kurla Road,Andheri (E) Mumbai - 400059. Website: </span><span style="color:#000099;"><a href="http://www.hdfcinsurance.com/">http://www.hdfcinsurance.com/</a> {4} </span><span style="color:#000000;">ICICI Prudential Life Insurance Company Limited.Address: ICICI Prulife Towers, 1089, Appasaheb Marathe Marg, Prabahadevi ,Mumbai - 400025Website: </span><span style="color:#000099;"><a href="http://www.iciciprulife.com/">http://www.iciciprulife.com/</a>.</span>Anonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com4tag:blogger.com,1999:blog-3779121916707695059.post-45342772226449751402008-11-15T21:43:00.000-08:002008-11-18T02:04:05.537-08:00Major Insurance co.in India<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhTlr60URKcdr458KY6MxM6uW4zSG-gAQLNyyHtlxAf0Ktxr7ILkM0mli2TA-eFGibswi3NRNTLGX-u-Q540WsY1mWPYNXSPMjONzA0_HZiNGrAo4eyfpvQ8_oPh0MwHghpAgN8Wgbc9qtc/s1600-h/insurance.jpg"><img id="BLOGGER_PHOTO_ID_5269151721654883490" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 132px; CURSOR: hand; HEIGHT: 91px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhTlr60URKcdr458KY6MxM6uW4zSG-gAQLNyyHtlxAf0Ktxr7ILkM0mli2TA-eFGibswi3NRNTLGX-u-Q540WsY1mWPYNXSPMjONzA0_HZiNGrAo4eyfpvQ8_oPh0MwHghpAgN8Wgbc9qtc/s200/insurance.jpg" border="0" /></a><br /><div>There are lot of insurance companies in the world which are propossing different types of insurance policies to the citizen. The person must have clear idea about his insurance policy and its premium which is effordable and must make the payment untle the policy is metured. The catagories of insurance are [1] Auto insurance [2] Home insurance [3] Health [4] Disability [5] Casualty [6] Life [7] Property [8] Liability [9] Credit [10] </div>Anonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com0tag:blogger.com,1999:blog-3779121916707695059.post-44169901115853930222008-11-07T10:50:00.002-08:002008-11-07T10:53:06.520-08:00Insurance for your future security<p align="justify">Life insurance is an assurance contract between the policy holder and the insurer, the insurer agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy holder agrees to pay a stipulated amount at regular intervals or in lump sums. In US, the predominant form simply specifies a lump sum to be paid on the insured's demise.Most of the insurance policies, life insurance is a contract between the insurer and the policy owner whereby a benefit is paid to the designated beneficiaries if an insured event occurs which is covered by the policy. To be a life policy the insured event must be based upon the lives of the people named in the policy.Events that may be covered include:Serious illness : Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; for example claims relating to suicide, fraud, war, riot and civil commotion.Life-based contracts tend to fall into two major categories: Protection policies - designed to provide a benefit in the event of specified event, typically a lump sum payment. A common form of this design is term insurance.Investment policies - where the main objective is to facilitate the growth of capital by regular or single premiums. Common forms (in the US anyway) are whole life, universal life and variable life policies.</p>Anonymoushttp://www.blogger.com/profile/09360220258714861999noreply@blogger.com0